Making sense of the markets this week: July 26, 2021

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. Earnings season, part II: both sides of the border In last week’s…

Closet Indexing: Revealing The Dirty Little Secret Of Canada’s Mutual Fund Industry

For years I’ve railed against Canada’s mutual fund industry for high fees, conflicts of interest, underperformance, poor disclosure, and lack of accountability. But today I’m going to zero-in on another…

The Vanguard Effect on Mutual Funds, Fees and Performance

Vanguard is best known in Canada for its low cost, passively managed ETFs. Indeed, since entering the Canadian market in 2011, Vanguard now boasts a line-up of 37 ETFs with…

3 Canadian REIT ETFs: Good for Income Still?

Real estate is a traditional way to generate passive income. Investors no longer need to take on a lot of debt or purchase individual properties to earn income from real…

Making sense of the markets this week: July 19, 2021

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  Why inflation might stick around a while America’s finance chiefs don’t think…

Compare the Best GIC Rates in Canada 2021

How to use this tool: Simply scan the table below to view GIC interest rates offered by financial institutions across Canada. Click on one of the tabs at the top…

Management Fee vs. MER

What’s the difference between a management fee vs. MER? Read on to learn what is a MER and how a management expense ratio impacts your investments. The post Management Fee…

5 Canadian Dividend Stocks with Incredible Dividend Growth

The Canadian Dividend Aristocrat list is a good place to explore prospective dividend stocks for buying. There are dividend stocks that grow their dividends at an incredible pace. Ideally, we…

What your personality has to do with your investments

You consider many things when managing your financial portfolio: Risk tolerance, fees, companies you’d like to support, how much you can afford to invest—and, of course, the events of 2020.…

Mutual Funds 101

As promised, I hope to explain the basics of personal finance on youngandthrifty. Mostly everyone I know has a mutual fund.  So, what REALLY is a mutual fund, you ask?…