New year, new spending habits

Money-wise, it’s been a challenging year for Canadians but the new year is also a chance to build better strategies around how you spend money. Steer clear of these three…

Want to save money on gifts? Embrace holiday sales, and start early

Have you started your holiday shopping yet? Plenty of Canadians are hitting “Add to cart” extra-early, whether they’re buying for Christmas, Kwanzaa or Hanukkah. Last year, supply-chain issues frustrated shoppers.…

National Bank of Canada World Elite Mastercard review

National Bank’s World Elite Mastercard has long earned accolades for its included insurance, robust points program and unique and valuable perks, making it a solid choice as a travel card.…

Applying for a credit card: What you need to know

There are many great reasons to carry a credit card. Beyond the convenience and purchase protection included with many credit card purchases, they’re also important financial tools for establishing your…

“Fakes” stars give the real answers

When you watch “Fakes,” starring Emilija Baranac and Jennifer Tong, know that there is a third star: money. And while Baranac and Tong play Zoe and Becca, respectively, and can…

Five money hacks to reduce credit card debt

Tackling credit card debt often requires a multi-pronged strategy. This article will give you several tried-and-true tips around earning, spending and saving—including one that some Canadians may not be aware…

Are you getting the most out of your credit card rewards?

Credit card rewards points are awesome, if you can redeem them for things you actually want. We all have different goals and plans, and on top of that our spending…

Canada’s best balance transfer credit cards 2022

Are you working on a plan to become debt-free but also paying a lot of interest on purchases made with your high-interest credit card? A balance transfer credit card, which…

What’s a credit card balance transfer? Can it save you money?

Many Canadians carry debt on their credit card, perhaps resigned to paying the high interest rate they agreed to when they opened their account. What cardholders might not realize, however,…

More power to you: How to earn more credit card rewards

If you could earn valuable rewards just for making your everyday purchases, why wouldn’t you? With a rewards credit card, you can. Of course, not all rewards programs or credit…