Tax hacks. Fall in love with these income splitting tips for you and your spouse

Want to make the most of your savings in retirement with your married or common-law spouse? The trick here is not knowing to save, but knowing how to save. The…

Red Alert: What is an Emergency Fund & Why Do I Need One?

Do you need an emergency fund? When times are good, it’s tempting to put your money elsewhere: whether it’s spending on a night out, those new Bluetooth speakers, or even…

RRSP vs. TFSA: Which is right for me?

Which is better—a TFSA, or an RRSP? That’s kind of like asking, “Which is better—a t-shirt, or a sweater?” Fundamentally, they do the same thing—t-shirts and sweaters both keep you…

What is an RRSP and how does it work?

Maybe you can’t drive stick shift. Maybe you don’t know the name of your local representative. Or maybe you’re still unclear on what, exactly, gluten actually is.  We all have…

Saving vs. Investing: Which is Right for Me

When should you save, and when should you invest? The answer depends on what you have planned for the future—and what you want to do with your money.  First, let’s…

How to use a TFSA to get better investing results

Interested in putting money into your Tax-Free Savings Account (TFSA)? The new limit for 2021 will be $6,000. What if you’ve never invested in a TFSA before? If you’ve been…