How to make better financial decisions—without regret—in a crisis

How do you make no-regret decisions when you are in crisis? You follow the guidelines in what I call the Decision Crisis Playbook.  The Decision Crisis Playbook  In this book,…

“My first experience of buyer’s remorse has guided my spending ever since”

If Kerry K. Taylor looks familiar, you’ve likely seen her on TV, sharing smart personal finance tips on news and lifestyle shows like CBC’s The National and CTV’s Your Morning.…

Book review: The Intelligent Fund Investor by Joe Wiggins

Wow! I just finished Joe Wiggins’ new book, The Intelligent Fund Investor (Harriman House, November 2022). What a great read—I’d recommend it for both DIY and professional investors. There’s no…

Reading the “Annual Returns of Key Asset Classes”—what it means for Canadian investors

Back in the day, I always enjoyed perusing the annual asset class rotation chart that investment giant Franklin Templeton used to distribute to financial advisors and media. Even though it’s…

How to improve your credit score

Moving out on your own, financing a car or landing your dream job—all of this can require having a good credit score. Your credit score indicates how trustworthy you are…

Tontines in Canada: Moving from theory to practice as a solution to our retirement crisis

For years in his academic papers and some of his 17 published books, famed Canadian finance professor Moshe Milevsky described the history and theory behind a seemingly obscure retirement/longevity insurance…

“Fakes” stars give the real answers

When you watch “Fakes,” starring Emilija Baranac and Jennifer Tong, know that there is a third star: money. And while Baranac and Tong play Zoe and Becca, respectively, and can…

Should you invest in crypto if you’re close to retirement?

I’m in my early 60s and planning to retire soon. Does it make sense to include a small amount of crypto in my investment portfolio?—Alex  Is crypto a safe investment…

Five money hacks to reduce credit card debt

Tackling credit card debt often requires a multi-pronged strategy. This article will give you several tried-and-true tips around earning, spending and saving—including one that some Canadians may not be aware…

Which cryptos will survive in the long term?

I want to invest in crypto, but I’m worried about its long-term prospects since it’s not widely used as currency. When do you think we’ll be using crypto like cash,…